Create a Charge - Keyed

Create a new Charge

LEVEL 2 card data provides more information than the standard LEVEL 1 transaction and can be beneficial for commercial, corporate, purchasing, business, or government cards. Transactions with LEVEL 2 card data may qualify for lower Visa and Mastercard interchange rates than similar transactions submitted without this enhanced data.




LEVEL 3 card data includes the most detail and provides the highest level of transaction information. Merchants can use LEVEL 3 data to monitor and track transaction details for commercial, corporate, purchasing, business, or government cards. Transactions with LEVEL 3 card data may qualify for lower Visa and Mastercard interchange rates than similar transactions submitted without this enhanced data.




Following are the error codes associated with 'new charge' creation:

StatusError message
Activity Limit ExceededActivity Limit exceeded
Bad Request - Try Again SystemError
Bad Request - Try AgainSystem Error (Tran)                                                                                           
Bad SwipeThe value of element track2Data is not valid                                                                 
Bad SwipeInvalid Encrypted Track Data or KSN                                                                           
Bad SwipeThe value of element track1Data is not valid                                                                 
DeclinedGeneral Card Auth Decline                                                                                     
DeclinedDo not honor                                                                                                  
DeclinedSuspected Card                                                                                                
Duplicate transaction                                                                                         Duplicate transaction                                                                                         
Expired CardExpired Card                                                                                                  
Host Validation Error: Contact PAYARCHost Validation Error                                                                                         
Inactive terminal: Contact PAYARCInactive terminal (Backend)                                                                                   
Inactive terminal: Contact PAYARCThe value '0018017679610' of element 'deviceID' is not valid                                                
Incorrect PinIncorrect Pin
Insufficient FundsWithdrawal Limit exceeded                                                                                     
Invalid AmountInvalid Amount                                                                                                
Invalid Card NumberInvalid Card Number
Invalid DateInvalid Date                                                                                                  
Invalid From Account: Contact PAYARCInvalid From Account                                                                                          
Invalid Service: Contact PAYARCInvalid Service                                                                                               
No Such IssuerNo such issuer                                                                                                
Pin Attempts ExceededPin attempts exceeded                                                                                         
Possible Duplicate RequestPossible Duplicate Request                                                                                    
Re-enter transaction                                                                                          Re-enter transaction                                                                                          
Transaction Amount InvalidThe value '57679.99999999999' of element 'transactionAmount' is not valid
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