Create ACH Charge

post

https://testapi.payarc.net/v1/achcharges

Creates ACH debit/credit movement.

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Body Params

amount

int32

required

A positive integer in cents representing how much to charge.

sec_code

string

enum

required

Sec. code' Must be one of the following: 'CCD','PPD','TEL','WEB'

Allowed:

type

string

enum

required

Type of flow. Must be one of the following: 'debit','credit'. 'debit' charges the customer and deposits funds in into your (the merchant). 'credit' charges you (the merchant) and deposits funds into your customers account

Allowed:

account_number

string

Account Number.

routing_number

string

Routing Number

first_name

string

First name of account holder

last_name

string

Last name of account holder

account_type

string

enum

Account type. Must be one of the following: 'Personal Checking','Personal Savings','Business Checking','Business Savings'

Allowed:

currency

string

Three-letter ISO currency code, in lowercase.

receipt_email

string

Recepient Email

receipt_phone

string

The cardholder's phone number.

address_line1

string

The customer's address for line 1.

zip

string

The customer's ZIP code.

customer_id

string

An ID against which a new subscription will be created.

bank_account_id

string

Bank account ID of the ACH charge.

company_name

string

company_name is required when sending account type as Business Checking or Business Savings

Headers

string

required

Defaults to application/json

Indicates which content types, expressed as MIME types, the client is able to understand.

Content-Type

string

required

Defaults to application/json

Indicates the media type of the resource sent in the HTTP message body.

Possible Values:
application/json
application/x-www-form-urlencoded

Idempotency-Key

string

Ensures that a request is processed only once, even if it is retried due to network timeouts or errors. When provided, the server uses the key to identify and return the result of a previous request with the same key, preventing duplicate operations (e.g., duplicate payments or record creation).

Responses

Language

Credentials

Header

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Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

201201

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