Create ACH Charge

Creates ACH debit/credit movement

Click to view details about the account information parameters

1. Account Number (account_number)

  • Type: integer
  • Description: Account Number.
  • Required: Required if customer_id is not present
  • Format: Numeric
  • Min Length: 3 digits
  • Max Length: 17 digits
  • Example: 123432876

2. Routing Number (routing_number)

  • Type: integer
  • Description: Routing Number.
  • Required: Required if customer_id is not present
  • Format: Numeric
  • Min Length: 9 digits
  • Max Length: 9 digits
  • Example: 123432876

3. First Name (first_name)

  • Type: string
  • Description: First name of the account holder.
  • Required: Required if customer_id is not present
  • Format: Alphanumeric
  • Min Length: 2 characters
  • Max Length: 50 characters
  • Example: John

4. Last Name (last_name)

  • Type: string
  • Description: Last name of the account holder.
  • Required: Required if customer_id is not present
  • Format: Alphanumeric
  • Min Length: 2 characters
  • Max Length: 50 characters
  • Example: Doe

5. Account Type (account_type)

  • Type: string
  • Description: Account type. Must be one of the following: 'Personal Checking', 'Personal Savings', 'Business Checking', 'Business Savings'.
  • Required: Yes
  • Format: String
  • Example: Business Checking

6. SEC Code (sec_code)

  • Type: string
  • Description: SEC code. Must be one of the following: 'ARC', 'BOC', 'CCD', 'POP', 'PPD', 'RCK', 'TEL', 'WEB'.
  • Required: Optional
  • Format: String
  • Example: WEB

7. Type (type)

  • Type: string
  • Description: Type of flow. Must be one of the following: 'debit', 'credit'.
  • Required: Yes
  • Format: String
  • Example: debit

8. Amount (amount)

  • Type: integer
  • Description: A positive integer in cents representing how much to charge.
  • Required: Yes
  • Format: Numeric (in cents)
  • Min Length: 1 digit
  • Max Length: 8 digits
  • Example:
    • 9 would be $0.09
    • 99999999 would be $999,999.99
  • Note: The minimum amount is $0.50 USD when testing in a test environment.

9. Currency (currency)

  • Type: string
  • Description: Three-letter ISO currency code, in lowercase.
  • Required: Yes
  • Format: Alphabetic
  • Allowed Values:
    • usd

10. Receipt Email (receipt_email)

  • Type: string
  • Description: Recipient Email.
  • Required: Optional
  • Format: String
  • Example: [email protected]

11. Receipt Phone (receipt_phone)

  • Type: string
  • Description: The cardholder's phone number.
  • Required: Optional
  • Format: Numeric
  • Min Length: 2 digits
  • Max Length: 11 digits
  • Example: 8772036624

12. Address Line 1 (address_line1)

  • Type: string
  • Description: The customer's address for line 1.
  • Required: Optional
  • Format: Alphanumeric
  • Min Length: 5 characters
  • Max Length: 50 characters
  • Example: 103 Mason Street

13. ZIP (zip)

  • Type: string
  • Description: The customer's ZIP code.
  • Required: Optional
  • Format: Numeric and Hyphen
  • Max Length: 10 digits
  • Example:
    • 10469
    • 10469-2345
  • Note: To group numbers, use a hyphen symbol. No other symbols or characters are allowed.

14. Customer ID (customer_id)

  • Type: string
  • Description: An ID against which a new ACH charge will be created.
  • Required: Yes
  • Format: Alphanumeric
  • Note: Provide the customer_id that was created using the Create a Customer API.

15. Bank Account ID (bank_account_id)

  • Type: string
  • Description: An ID against which a new ACH charge will be created.
  • Required: Yes
  • Format: Alphanumeric
  • Note: Provide the bank_account_id that was created using the Create Bank Account API.
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