Webhooks are "user-defined HTTP callbacks". They are usually triggered by some event. PAYARC provides the partner a feature to trigger webhooks on an event.
Steps to create a webhook:
Please contact your dedicated implementations team in order to configure the desired webhook events. You will need to setup a webhook listener on your end and provide the team with the URL you wish to have configured.
Available event types are:
- Lead Category Update
{
"request_payload": "{\"lead_id\":\"pafL2EA5nVaVlmV5\",\"lead_category\":\"Underwriting - In Review\",\"lead_legal_name\":\"Test Test\",\"lead_dba_name\":\"TEST TEST\"}",
"api_response": "null",
"event_type": "Lead Category Update"
}- Lead Updated
{
"request_payload": "{\"lead_id\":\"avdL2EY2nVaVlmV5\",\"lead_category\":\"Underwriting - In Review\",\"lead_legal_name\":\"Test Test\",\"lead_dba_name\":\"TEST TEST\"}",
"api_response": "{\"data\":{\"object\":\"Lead\",\"id\":\"avdL2EY2nVaVlmV5\",\"status\":\"Qualifying - Apply\",\"category\":{\"id\":58,\"name\":\"APP_STATUS_AWAITING_MARKETPLACE_RESPONSE\",\"display_name\":\"APP_STATUS_AWAITING_MARKETPLACE_RESPONSE\",\"created_at\":\"2025-08-29 19:34:49\",\"updated_at\":\"2025-08-29 19:34:49\",\"display_order\":null},\"is_rushed\":0,\"lead_category_id\":\"k8pvR1X18gzDg4ba\",\"campaign\":null,\"lead_source\":null,\"lead_group\":null,\"created_at\":\"2025-09-30T19:46:42.000000Z\",\"updated_at\":\"2025-09-30T19:49:24.000000Z\",\"account_site_survey\":{\"id\":44011,\"site_inspection_required\":null,\"deposit_required\":null,\"recurring_transactions\":null,\"internet_connection\":null,\"static_ip\":null,\"inspection_from\":null,\"deposit_percent\":null,\"deposit_amount\":0,\"payarc_ga_code\":null,\"pci_compliance\":null,\"cdrn_agreements\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:44\",\"updated_at\":\"2025-09-30 19:46:44\",\"deleted_at\":null},\"account_owner\":{\"id\":46309,\"owner1_first_name\":\"TEST WEBHOOKS\",\"owner1_last_name\":\"Test\",\"owner1_title\":\"CEO\",\"owner1_percent\":100,\"owner1_address\":\"123 Main St\",\"owner1_city\":\"New York\",\"owner1_state\":\"NY\",\"owner1_zip\":\"98008\",\"owner1_home_phone\":\"1999999999\",\"owner1_ssn\":\"334223434\",\"owner1_dob\":\"1995-06-24 00:00:00\",\"owner1_driving_licence\":null,\"owner1_driving_licence_state\":null,\"nationality\":\"US\",\"owner2_first_name\":null,\"owner2_last_name\":null,\"owner2_title\":null,\"owner2_percent\":null,\"owner2_address\":null,\"owner2_city\":null,\"owner2_state\":null,\"owner2_zip\":null,\"owner2_home_phone\":\"\",\"owner2_ssn\":null,\"owner2_dob\":null,\"owner2_driving_licence\":null,\"owner2_driving_licence_state\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:44\",\"updated_at\":\"2025-09-30 19:49:24\",\"deleted_at\":null,\"lead_id\":43645,\"owner1_email\":\"[email protected]\",\"owner2_email\":null},\"account_owners\":[{\"id\":46309,\"owner1_first_name\":\"TEST WEBHOOKS\",\"owner1_last_name\":\"Test\",\"owner1_title\":\"CEO\",\"owner1_percent\":100,\"owner1_address\":\"123 Main St\",\"owner1_city\":\"New York\",\"owner1_state\":\"NY\",\"owner1_zip\":\"98008\",\"owner1_home_phone\":\"1999999999\",\"owner1_ssn\":\"334223434\",\"owner1_dob\":\"1995-06-24 00:00:00\",\"owner1_driving_licence\":null,\"owner1_driving_licence_state\":null,\"nationality\":\"US\",\"owner2_first_name\":null,\"owner2_last_name\":null,\"owner2_title\":null,\"owner2_percent\":null,\"owner2_address\":null,\"owner2_city\":null,\"owner2_state\":null,\"owner2_zip\":null,\"owner2_home_phone\":\"\",\"owner2_ssn\":null,\"owner2_dob\":null,\"owner2_driving_licence\":null,\"owner2_driving_licence_state\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:44\",\"updated_at\":\"2025-09-30 19:49:24\",\"deleted_at\":null,\"lead_id\":43645,\"owner1_email\":\"[email protected]\",\"owner2_email\":null}],\"account_pricing\":{\"no_of_transactions\":null,\"reserve_amount_percent\":null,\"settlement_in_days\":null,\"days_type\":null,\"visa_mc_qual_rate_percent\":null,\"visa_mc_mid_qual_rate_percent\":null,\"visa_mc_non_qual_rate_percent\":null,\"amex_qual_rate_percent\":null,\"amex_mid_qual_rate_percent\":null,\"amex_non_qual_rate_percent\":null,\"discover_qual_rate_percent\":null,\"discover_mid_qual_rate_percent\":null,\"discover_non_qual_rate_percent\":null,\"all_qual_rate_percent\":null,\"all_mid_qual_rate_percent\":null,\"all_non_qual_rate_percent\":null,\"visa_mc_qual_rate\":null,\"visa_mc_mid_qual_rate\":null,\"visa_mc_non_qual_rate\":null,\"amex_qual_rate\":null,\"amex_mid_qual_rate\":null,\"amex_non_qual_rate\":null,\"discover_qual_rate\":null,\"discover_mid_qual_rate\":null,\"discover_non_qual_rate\":null,\"all_qual_rate\":null,\"all_mid_qual_rate\":null,\"all_non_qual_rate\":null,\"ic_visamc_rate_percent\":null,\"ic_amex_rate_percent\":null,\"ic_discover_rate_percent\":null,\"ic_visamc_rate\":null,\"ic_amex_rate\":null,\"ic_discover_rate\":null,\"bundled_rate_percent\":null,\"bundled_rate\":null,\"bank_sponsor_fee_percent\":null,\"chargeback_fee\":null,\"retrieval_fee\":null,\"discover_map_auth_fee\":null,\"debit_card_auth_fee\":null,\"voice_auth_fee\":null,\"refunds_fee\":null,\"minimum_monthly_fee\":null,\"batches_fee\":null,\"chargeback_reversal_fee\":null,\"other_account_updater_fee\":null,\"amex_esa_fee\":null,\"ebt_auth_fee\":null,\"declines_fee\":null,\"avs_fee\":null,\"par_ach_fail\":null,\"application_fee\":null,\"setup_account_updater_fee\":null,\"recurring_billing_fee\":null,\"monthly_account_updater_fee\":null,\"monthly_pci_fee\":null,\"monthly_statement_fee\":null,\"monthly_gateway_fee\":null,\"monthly_webm_fee\":null,\"monthly_online_reporting_fee\":null,\"monthly_risk_fee\":null,\"annual_fee\":null,\"early_termination_fee\":null,\"account_id\":null,\"gateway_trx\":null,\"amex_sponsor_fee\":null,\"terminal_fee\":null,\"pos_fee\":null,\"ethoca_verifi_alerts\":null,\"rapid_dispute_resolution\":null,\"monthly_fee\":null,\"arbitration\":null,\"cash_discount_rate\":null,\"cash_discount_fee\":null,\"other_fee_name\":null,\"other_fee\":null,\"comment\":null,\"monthly_other_fee_name\":null,\"monthly_other_fee\":null,\"terminal_program\":0,\"free_terminal\":null,\"FreeTerminalProgram\":null,\"MerchantDebitAccess\":null,\"MerchantSameDayFundingRate\":null,\"MerchantBreachProtectionFee\":null,\"MerchantWirelessFee\":null,\"collection_frequency\":null,\"CurvSubscriptionFee\":null,\"object\":\"AccountPricing\",\"id\":43973,\"real_id\":43973},\"account_fiserv_pricing\":{\"id\":25323,\"AmexOptBlue\":\"0\",\"VisaMCDSCBlendedPercentageCharge\":0.5,\"VisaMCDSCBlendedBaseCharge\":0.5,\"AmexBlendedPercentageCharge\":null,\"AmexBlendedBaseCharge\":null,\"SplitCampaignNumber\":null,\"SplitCampaignPercentageCharge\":null,\"SplitCampaignBaseCharge\":null,\"PerSplitCharge\":null,\"ChargebackFee\":null,\"ChargebackPercFee\":null,\"SuccessfulTransactionFee\":null,\"SuccessfulTransactionPercFee\":null,\"RefundFee\":null,\"RefundPercFee\":null,\"DailyFee\":null,\"MonthlyFee\":null,\"WeeklyFee\":null,\"OneOffFee\":null,\"EveryTransactionFee\":null,\"EveryTransactionPercFee\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:43\",\"updated_at\":\"2025-09-30 19:46:43\",\"deleted_at\":null,\"SuccessfulPurchaseFee\":null,\"SuccessfulPurchasePercFee\":null,\"DiscountRateFee\":null,\"TransactionFee\":null,\"MonthlySplitFundingFee\":null,\"GatewayMonthlyFee\":null,\"GatewayTransactionFeeBase\":null,\"GatewayTransactionFeePerc\":null,\"AmexSponsorFee\":null,\"BatchFee\":null,\"SplitFundingFee\":null,\"TokenizationFee\":null,\"MonthlyMinimumFee\":null,\"funding_type\":\"net\",\"instructional_funding\":null},\"account_fiserv_finance_profile\":{\"id\":25323,\"mastercard_sales\":0,\"offer_delivery\":\"0\",\"average_delivery_days\":null,\"delivery_0_days_perc\":100,\"delivery_1_to_7_days_perc\":0,\"delivery_8_to_14_days_perc\":0,\"delivery_15_to_30_days_perc\":0,\"delivery_over_30_days_perc\":0,\"prod_serv_sold\":\"This is a description of what services the merchant provides or sells\",\"sales_tradeshow_perc\":0,\"sales_ftf_perc\":null,\"sales_keyed_perc\":null,\"sales_phone_perc\":40,\"sales_mail_perc\":20,\"sales_internet_perc\":40,\"bank_name\":\"International Bank\",\"bank_city\":\"Sacramento\",\"bank_country_code\":null,\"bank_county_code\":\"AR\",\"bank_street_line_1\":\"559 Timber Ridge Road\",\"account_type_credit\":null,\"account_type_debit\":null,\"account_type_chargeback\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:43\",\"updated_at\":\"2025-09-30 19:46:43\",\"annual_turnover\":12000,\"turnover_bus_to_bus_perc\":50,\"turnover_bus_to_cons_perc\":50,\"card_bus_to_bus_perc\":50,\"card_bus_to_cons_perc\":50,\"ISV_NPM_MerchantBankAccountNo\":null,\"ISV_NPM_BankAccountOwnershipName\":null,\"ISV_NPM_MerchantBankRoutingNo\":null,\"ISV_NPM_BankInstitutionName\":null,\"ISV_NPM_merchant_bank_name\":null,\"ISV_NPM_bank_account_type\":null,\"ISV_NPM_merchant_account_address\":null,\"ISV_NPM_merchant_account_city\":null,\"ISV_NPM_merchant_account_state\":null,\"ISV_NPM_merchant_account_zip_code\":null},\"account_finance_profile\":{\"id\":44072,\"dda_number\":\"123456789\",\"routing_number\":\"123456789\",\"cc_swiped_percent\":0,\"moto_internet_percent\":100,\"sic_code\":\"4121\",\"desired_descriptor\":null,\"high_ticket_number\":\"250\",\"average_ticket_number\":\"25\",\"monthly_volume\":1000,\"recurring_required\":null,\"accepts_cc\":1,\"prior_termination\":0,\"prior_termination_reason\":null,\"terminated_personal_account\":null,\"terminated_business_account\":null,\"prior_bankruptcy\":0,\"personal_bankruptcy\":null,\"bankruptcy_year\":null,\"request_new_amex\":null,\"esa_number\":null,\"annual_amex_volume\":null,\"require_discover_cards\":null,\"discover_number\":null,\"accept_paypal\":null,\"seasonal_merchant\":0,\"seasonal_merchant_month_value\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:43\",\"updated_at\":\"2025-09-30 19:46:43\",\"deleted_at\":null,\"business_bankruptcy\":null,\"ebt_fns_number\":null,\"bank_account_type\":\"01\",\"same_day_funding\":null,\"TerminalPinDebit\":null,\"TerminalEbtFns\":null,\"TerminalBatchAutoClose\":null,\"TerminalBatchAutoTime\":null,\"storagePit\":{\"requested_mcc\":\"4121\"},\"requested_funding_term\":null},\"account_ecommerce_profile\":{\"id\":44093,\"payment_via_website\":null,\"ssl_provider\":null,\"north_america_percent\":null,\"europe_percent\":null,\"other_markets_percent\":null,\"total_b2b_sales_percent\":null,\"total_b2c_sales_percent\":null,\"return_policy\":null,\"other_return_policy\":null,\"no_refunds_explanation\":null,\"refunds_percent\":null,\"refunds_in_days\":null,\"refunds_allowed\":0,\"refunds_reason\":null,\"charge_time\":null,\"shipment_traceable\":0,\"delivery_receipt\":0,\"warehouse_address\":null,\"warehouse_city\":null,\"warehouse_state\":null,\"warehouse_zip\":null,\"warehouse_country\":null,\"is_merchant_product_owner\":0,\"other_company_involved\":0,\"company_details\":null,\"adv_method\":null,\"card_entered_by\":\"other\",\"avg_time_to_use_package\":null,\"recur_payment_mgmt\":null,\"recur_payment_mgmt_detail\":null,\"capture_billing_address\":0,\"capture_cvv\":0,\"fraud_mitigation\":0,\"verified_by_vs\":0,\"avs_failure_action\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:43\",\"updated_at\":\"2025-09-30 19:49:24\",\"deleted_at\":null,\"turnaround_in_days\":null,\"advance_deposits\":0,\"advance_deposit_percent\":null,\"advance_deposit_amount\":null,\"membership_payments\":0,\"membership_payment_percent\":null},\"account_ach_info\":{\"id\":18560,\"ach_transactions_yn\":null,\"MerchantContactTitle\":null,\"MerchantFaxNumber\":null,\"TotalYearsInBusiness\":null,\"TimeAtCurrentLocation\":null,\"PeriodAtCurrentLocation\":null,\"LocationType\":null,\"BankInstitutionName\":null,\"MerchantACHMonthlyDebitVolume\":null,\"MerchantACHAverageDebitTransaction\":null,\"MerchantACHMaximumDebitTransaction\":null,\"MerchantACHMaximumDailyDebitVolume\":null,\"MerchantACHMonthlyCreditVolume\":null,\"MerchantACHAverageCreditTransaction\":null,\"MerchantACHMaximumCreditTransaction\":null,\"MerchantACHMaximumDailyCreditVolume\":null,\"MerchantACHPaymentSolutions\":null,\"MerchantACHTypeOfGoodsSold\":null,\"MerchantACHAdvertiseProduct\":null,\"MerchantACHBillingProcess\":null,\"MerchantACHProvideInformation\":null,\"MerchantACHPriorShipping\":null,\"MerchantACHCancellationPolicy\":null,\"MerchantACHSellingSupplyingProducts\":null,\"MerchantACHChargeCustomer\":null,\"MerchantACHAreaOfSellingProducts\":null,\"MerchantACHRefundPolicy\":null,\"MerchantACHSquareFootage\":null,\"AchTransFeePerItem\":null,\"AchDiscountRatePerc\":null,\"AchStatementFee\":null,\"AchMonthlyMinFee\":null,\"AchReturnFee\":null,\"AchNOCFee\":null,\"AchUnauthorizedReturnFee\":null,\"AchBankAccountValidationFee\":null,\"account_id\":null,\"created_at\":\"2025-09-30 19:46:42\",\"updated_at\":\"2025-09-30 19:46:42\",\"deleted_at\":null},\"account_curv_detail\":{\"id\":16544,\"account_id\":null,\"curv_enabled\":null,\"curv_program_type\":null,\"curv_monthly_saas_fee\":null,\"curv_doordash_fee\":null,\"created_at\":\"2025-09-30 19:46:43\",\"updated_at\":\"2025-09-30 19:46:43\",\"storagePit\":\"{\\\"CurvE800\\\": null, \\\"CurvE800Qty\\\": null, \\\"CurvScanner\\\": null, \\\"CurvKDSStand\\\": null, \\\"CurvCashDrawer\\\": null, \\\"CurvElysTablet\\\": null, \\\"CurvKDSBumpBar\\\": null, \\\"CurvPaxA920Pro\\\": null, \\\"CurvRestaurant\\\": null, \\\"CurvScannerQty\\\": null, \\\"CurvKDSStandQty\\\": null, \\\"CurvTabletStand\\\": null, \\\"CurvGalaxyTablet\\\": null, \\\"CurvLabelPrinter\\\": null, \\\"CurvCashDrawerQty\\\": null, \\\"CurvElysTabletQty\\\": null, \\\"CurvKDSBumpBarQty\\\": null, \\\"CurvLoyaltyPoints\\\": null, \\\"CurvPaxA920ProQty\\\": null, \\\"CurvRestaurantQSR\\\": null, \\\"CurvRestaurantQty\\\": null, \\\"CurvCustomerPoints\\\": null, \\\"CurvCustomerSpends\\\": null, \\\"CurvEquipmentState\\\": null, \\\"CurvGiftCardDesign\\\": null, \\\"CurvRestaurantLite\\\": null, \\\"CurvRestaurantMini\\\": null, \\\"CurvRestaurantPlus\\\": null, \\\"CurvTabletStandQty\\\": null, \\\"CurvAcceptGiftCards\\\": null, \\\"CurvElysWorkstation\\\": null, \\\"CurvGalaxyTabletQty\\\": null, \\\"CurvLabelPrinterQty\\\": null, \\\"CurvCubohIntegration\\\": null, \\\"CurvRestaurantQSRQty\\\": null, \\\"CurvNumberOfGiftCards\\\": null, \\\"CurvRestaurantLiteQty\\\": null, \\\"CurvRestaurantMiniQty\\\": null, \\\"CurvRestaurantPlusQty\\\": null, \\\"CurvUSBReceiptPrinter\\\": null, \\\"CurvElysWorkstationQty\\\": null, \\\"CurvEmployeeShiftTimes\\\": null, \\\"CurvSetupSubDomainName\\\": null, \\\"CurvSetupDeliveryMethod\\\": null, \\\"CurvSetupOrderingOnline\\\": null, \\\"CurvSetupTypeOfBusiness\\\": null, \\\"CurvEquipmentShippingZip\\\": null, \\\"CurvSetupProvideDelivery\\\": null, \\\"CurvSetupStockManagement\\\": null, \\\"CurvUSBReceiptPrinterQty\\\": null, \\\"CurvEquipmentShippingCity\\\": null, \\\"CurvEquipmentShippingName\\\": null, \\\"CurvKitchenDisplaySystems\\\": null, \\\"CurvStateHoursOfOperation\\\": null, \\\"CurvHeatResistantKDSTablet\\\": null, \\\"CurvSetupCustomizablePizza\\\": null, \\\"CurvSetupTypeOfSubBusiness\\\": null, \\\"CurvTerminalConnectionType\\\": null, \\\"CurvSetupMinimalDeliveryFee\\\": null, \\\"CurvThermalBluetoothPrinter\\\": null, \\\"CurvEquipmentShippingPhoneNo\\\": null, \\\"CurvSetupInternalDeliveryFee\\\": null, \\\"CurvHeatResistantKDSTabletQty\\\": null, \\\"CurvEquipmentPreferredShipping\\\": null, \\\"CurvThermalBluetoothPrinterQty\\\": null, \\\"CurvEquipmentAdditionalComments\\\": null, \\\"CurvEquipmentShippingContactName\\\": null, \\\"CurvImpactEthernetKitchenPrinter\\\": null, \\\"CurvEquipmentShippingAddressLine1\\\": null, \\\"CurvEquipmentShippingAddressLine2\\\": null, \\\"CurvE800IncludeFreeTerminalProgram\\\": null, \\\"CurvImpactEthernetKitchenPrinterQty\\\": null, \\\"CurvScannerIncludeFreeTerminalProgram\\\": null, \\\"CurvKDSStandIncludeFreeTerminalProgram\\\": null, \\\"CurvElysWorksIncludeFreeTerminalProgram\\\": null, \\\"CurvCashDrawerIncludeFreeTerminalProgram\\\": null, \\\"CurvElysTabletIncludeFreeTerminalProgram\\\": null, \\\"CurvKDSBumpBarIncludeFreeTerminalProgram\\\": null, \\\"CurvPaxA920ProIncludeFreeTerminalProgram\\\": null, \\\"CurvTabletStandIncludeFreeTerminalProgram\\\": null, \\\"CurvGalaxyTabletIncludeFreeTerminalProgram\\\": null, \\\"CurvLabelPrinterIncludeFreeTerminalProgram\\\": null, \\\"CurvUSBReceiptPrinterIncludeFreeTerminalProgram\\\": null, \\\"CurvHeatResistantKDSTabletIncludeFreeTerminalProgram\\\": null, \\\"CurvThermalBluetoothPrinterIncludeFreeTerminalProgram\\\": null, \\\"CurvImpactEthernetKitchenPrinterIncludeFreeTerminalProgram\\\": null}\"},\"account_business_detail\":{\"object\":\"AccountBusinessDetail\",\"id\":\"dpjlrewmrmb7vz58\",\"mid\":null,\"dba\":\"TEST TEST\",\"legal_name\":\"Test Test\",\"first_name\":\"Test\",\"last_name\":\"Test\",\"email_contact\":\"[email protected]\",\"sales_rep\":\"Christen\",\"business_address\":\"123 Main St\",\"business_city\":\"New York\",\"business_state\":\"NY\",\"business_zip\":\"98001\",\"business_phone\":\"5551231234\",\"customer_service_number\":\"3234567890\",\"email\":\"[email protected]\",\"website_url\":\"https:\\/\\/www.payarc.com\",\"entity_type\":\"O\",\"state_of_formation\":\"FL\",\"date_incorporated\":\"2023-12-07T00:00:00.000000Z\",\"inc_status\":null,\"corporate_address\":\"123 Main St\",\"corporate_city\":\"New York\",\"corporate_state\":\"AR\",\"corporate_zip\":\"98001\",\"federal_tax_id\":\"334223434\",\"signed_application\":null,\"articles_of_incorporation\":null,\"deposit_slip\":null,\"pci_questionnaire\":null,\"website_requirements\":null,\"two_year_financials\":null,\"two_year_personal_financials\":null,\"govt_id\":null,\"certificate_day\":null,\"certificate_month\":null,\"certificate_year\":null,\"business_summary\":\"This is a description of what services the merchant provides or sells\",\"account_id\":null,\"created_at\":\"2025-09-30T19:46:42.000000Z\",\"updated_at\":\"2025-09-30T19:49:24.000000Z\",\"deleted_at\":null,\"business_country\":null,\"corporate_country\":null,\"hubspot_record_id\":null,\"five_hundred_one_c\":null,\"business_model_info\":null,\"three_processing_statements\":null,\"bank_number\":9999,\"primary_agent_id\":\"j6Plz12eee612345\",\"secondary_agent_id\":null,\"merchant_category\":\"R\",\"irs_filling_type\":\"N\",\"tin_type\":\"1\",\"foundation_date\":\"2023-12-07\",\"bank_account_ownership_name\":null,\"agent_template\":null,\"additional_comments\":null,\"paper_app\":null,\"same_day_ach\":\"0\",\"timeZoneDiff\":null,\"clover_yn\":null,\"cash_advance\":null,\"real_id\":43864,\"payarc_support\":false},\"lead_kyc_task_status\":{\"id\":24936,\"lead_id\":43645,\"match_status\":\"F\",\"ofac_status\":\"S\",\"cs_status\":\"F\",\"bs_status\":\"S\",\"tin_status\":\"F\",\"vba_status\":\"F\",\"wr_status\":null,\"oscilar_result\":null,\"oscilar_response\":null,\"created_at\":\"2025-09-30 19:47:47\",\"updated_at\":\"2025-09-30 19:48:07\",\"ofac_business_status\":\"S\"},\"assigned_users\":[],\"declined_reason\":null,\"readable_created_at\":\"2 minutes ago\",\"readable_updated_at\":\"1 second ago\",\"risk_level\":\"mid\",\"lead_status\":\"fiserv_submitted_under\",\"lead_underwriting_status\":null,\"conditionally_boarding\":\"\",\"lead_rush\":\"\",\"attach_models\":[],\"id_app_header\":\"zlpw57jomyabcde\",\"processing_type\":\"fiserv\",\"isv_type\":null,\"submit_error\":null,\"application_tags\":null,\"assocNumber\":null,\"app_header_storage_pit\":{\"initialRiskLevel\":\"mid\",\"isFirstApplicationFromNewAgent\":false},\"ach_status\":null,\"apply_app\":{\"object\":\"ApplyApp\",\"id\":\"zlwj3eabcdeabcde\",\"name\":\"TEST TEST\",\"industry\":\"4121\",\"processing_type\":\"fiserv\",\"isv_merchant_type\":null,\"isv_process_own_transactions\":null,\"merchant_category\":\"R\",\"hubspot_record_id\":null,\"bank_account_type\":\"01\",\"agent_name\":\"Test ISV Christen\",\"agent_tag_values\":{\"id\":77641,\"category\":\"Sales Channel\",\"item\":\"ISV Channel\",\"color\":\"#5F25DB\",\"agent_id\":1469,\"user_id\":null,\"created_at\":null,\"updated_at\":null},\"agent_id\":1469,\"agent_parent_id\":null,\"agent_parent_name\":null,\"apply_pricing_template_id\":null,\"apply_pricing_template_name\":\"\",\"step\":null,\"is_copied\":0,\"created_at\":\"2025-09-30T19:44:52.000000Z\",\"updated_at\":\"2025-09-30T19:46:44.000000Z\",\"status\":\"Merchant Signed and Leaded\",\"completed\":100,\"lead_status\":\"Fiserv Underwriting\",\"hardware_shippings\":[],\"status_id\":8,\"signature_override\":0,\"giact_failed_checks\":0,\"ach_transactions_yn\":null,\"electronic_signature_full_name\":null,\"possible_duplicates\":[\"r9dqye8aqrabcde\",\"zlpw57j9jwabcde\"],\"real_id\":12345},\"split_campaign\":{\"id\":18,\"name\":\"5 cents 1 percent\",\"description\":\"5 Cents and 1 %\",\"account_id\":null,\"agent_id\":1111,\"status\":\"active\",\"created_at\":\"2024-09-06 16:08:16\",\"updated_at\":\"2024-09-06 16:08:16\",\"base_charge\":0.05,\"perc_charge\":1,\"is_default\":\"1\",\"notes\":null,\"deleted_at\":null},\"real_id\":12345,\"real_id_app_header\":12345,\"real_id_apply_app\":12345},\"meta\":{\"include\":[\"apply_pricing\"],\"custom\":[]}}",
"event_type": "Lead Updated"
}- Merchant Onboarded
{
"request_payload": "[]",
"api_response": "{\"headers\":{},\"original\":{\"mid\":\"700100000123456\",\"apply_wizard_id\":\"zlwj3ennnnnnnkaq\",\"account_id\":\"9GRVx0nen0VxZ7n4\",\"dba\":\"TEST TEST\",\"status\":\"merchant.onboarded\"},\"exception\":null}",
"event_type": "Merchant Onboarded"
}- Merchant Activated
{
"request_payload": "[]",
"api_response": "{\"headers\":{},\"original\":{\"data\":{\"object\":\"Account\",\"id\":\"9GRVx0neR2nx1234\",\"mid\":\"0700100000111111\",\"pos_mid\":null,\"status\":\"open\",\"account_type\":\"ISO\",\"account_name\":\"Test Test\",\"dba_name\":\"TEST MERCHANT\",\"default_descriptor\":\"TEST MERCHANT\",\"country_code\":null,\"product_desc\":null,\"tax_id\":\"123456789\",\"address\":null,\"city\":\"New York\",\"state\":\"NY\",\"zip\":\"12345\",\"first_name\":\"Test\",\"last_name\":\"Test\",\"dob_month\":null,\"dob_date\":null,\"dob_year\":null,\"ssn_last4\":null,\"business_name\":null,\"phone_number\":5551231234,\"cvv_optional\":0,\"address_optional\":1,\"is_bridge_account\":0,\"created_at\":1759854330,\"updated_at\":1759854632,\"reserve_totals\":null,\"reserve_cap_amount\":null,\"reserve_cap_reached\":null,\"device_id\":null,\"operating_user_id\":null,\"t_key\":null,\"rolling_reserve_enabled\":null,\"rolling_reserve_days\":null,\"reserve_collection_type\":null,\"reserve_percent\":\"0\",\"reserve_daily_amount\":null,\"set_reserve_target\":null,\"reserve_target_amount\":null,\"pfac_account_type\":\"payfac\"},\"meta\":{\"include\":[\"bankaccounts\",\"payoutschedule\",\"accountbranding\",\"surchargesettings\",\"fortellissettings\",\"taxisettings\",\"mobilesettings\",\"permissions\",\"user\",\"riskparams\",\"initalriskparams\",\"enableAchPayments\",\"disableChargeNotificationSms\",\"disableChargeNotificationEmail\",\"residualLineItems\",\"accountsettings\",\"merchantNotes\"],\"custom\":[]}},\"exception\":null}",
"event_type": "Merchant Activated"
}