Retrieve Payment Data

You may need to retrieve a customer's cards on file, for example if you need to change their default payment card.

In order to do this, you will need to query the customer endpoint, which will retrieve the customer's information, including their cards. For this guide, we will focus on the card information.

Let's say that you have created a customer, using the Create Customer guide, and then attached two cards. We have the customer_id MKNDnpVNAnVA4jxP.

We willGEThttps://api.payarc.net/v1/customers/{customer_id}, and we won't need to pass any parameters other than the headers.

import http.client

conn = http.client.HTTPSConnection("https")
payload = ''
headers = {
  'Authorization': 'Bearer {{Access-Token-From-Payarc-Dashboard}}',
  'Accept': 'application/json'
}
conn.request("GET", "//api.payarc.net/api/v1/customers/{{customer_id}}", payload, headers)
res = conn.getresponse()
data = res.read()
print(data.decode("utf-8"))

var https = require('follow-redirects').https;
var fs = require('fs');

var options = {
  'method': 'GET',
  'hostname': 'https',
  'path': '//api.payarc.net/api/v1/customers/{{customer_id}}',
  'headers': {
    'Authorization': '{{bearer_token}}',
    'Accept': 'application/json'
  },
  'maxRedirects': 20
};

var req = https.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function (chunk) {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });

  res.on("error", function (error) {
    console.error(error);
  });
});

req.end();

var client = new HttpClient();
var request = new HttpRequestMessage(HttpMethod.Get, "https://api.payarc.net/api/v1/customers/{{customer_id}}");
request.Headers.Add("Authorization", "{{bearer_token}}");
request.Headers.Add("Accept", "application/json");
var response = await client.SendAsync(request);
response.EnsureSuccessStatusCode();
Console.WriteLine(await response.Content.ReadAsStringAsync());

You will receive a customer object for our customer_id MKNDnpVNAnVA4jxP, which in our case will include two cards. Please see the table under the response for a description of every element.

{
    "data": {
        "object": "customer",
        "id": "MKNDnpVNAnVA4jxP",
        "name": "John Smith",
        "real_id": 95,
        "email": "[email protected]",
        "description": "John Smith is our test customer",
        "payment_overdue": 0,
        "send_email_address": "[email protected]",
        "cc_email_address": "[email protected]",
        "source_id": "2NLy9v0922L0m1MP",
        "address_1": "103 Mason Street",
        "address_2": "2nd Floor",
        "city": "New York",
        "state": "NY",
        "zip": "10469",
        "phone": "541754301",
        "country": "US",
        "created_at": "2023-10-29 07:04:57",
        "updated_at": "2023-11-29 09:40:43",
        "readable_created_at": "1 month ago",
        "readable_updated_at": "33 minutes ago",
        "invoice_prefix": "ADML",
        "card": {
            "data": [
                {
                    "object": "Card",
                    "id": "P19v20v519L10M5y",
                    "address_1": "103 Mason Street",
                    "address_2": "2nd Floor",
                    "card_holder_name": "John Smith",
                    "is_default": 1,
                    "exp_month": "12",
                    "exp_year": "2025",
                    "is_verified": 0,
                    "fingerprint": "my905PmvmPNmNP0M",
                    "city": "New York",
                    "state": "NY",
                    "zip": "10469",
                    "phone": "541754301",
                    "brand": "V",
                    "last4digit": "5439",
                    "first6digit": 401200,
                    "country": "US",
                    "avs_status": null,
                    "cvc_status": null,
                    "address_check_passed": 0,
                    "zip_check_passed": 0,
                    "customer_id": "MKNDnpVNAnVA4jxP",
                    "created_at": 1713630147,
                    "updated_at": 1713939112
                },
                {
                    "object": "Card",
                    "id": "P19v20v519L10M5y",
                    "address_1": "103 Mason Street",
                    "address_2": "2nd Floor",
                    "card_holder_name": "Laura Smith",
                    "is_default": 0,
                    "exp_month": "11",
                    "exp_year": "2024",
                    "is_verified": 0,
                    "fingerprint": "P10MvNy9P2yNm20m",
                    "city": "New York",
                    "state": "NY",
                    "zip": "10469",
                    "phone": "541754301",
                    "brand": "V",
                    "last4digit": "5228",
                    "first6digit": 408540,
                    "country": "US",
                    "avs_status": null,
                    "cvc_status": null,
                    "address_check_passed": 0,
                    "zip_check_passed": 0,
                    "customer_id": "MKNDnpVNAnVA4jxP",
                    "created_at": 1701819477,
                    "updated_at": 1704065877
                }
            ]
        },
        "charge": {
            "data": []
        }
    },
    "meta": {
        "include": [
            "card",
            "charge",
            "subscription",
            "invoice"
        ],
        "custom": []
    }
}

Explanation of response parameters

Parameter	Description
address_1 Optional	The customer's address for line 1. Format: Alphanumeric, Min Length: 5, Max Length: 50 Example: 103 Mason Street
address_2 Optional	The customer's address for line 2. Format: Alphanumeric, Min Length: 5, Max Length: 50 Example: 2nd Floor
card_holder_name Optional	Name of the customer. Format: Alphabetic and Whitespace, Min Length: 3, Max Length: 50 Example: John Smith
is_default Optional	Flag showing if this is the default payment method for the customer. `0` stands for no, and `1` for yes. Format: Integer, Allowable Values: `0`, `1` Example: `0`
exp_month Optional	Card expiration month Format: Numeric, Length: 2 Example: 12
exp_year Optional	Card expiration year Format: Numeric, Length: 4 Example: 2027
is_verified Optional	TO BE ADDED AFTER DISCUSSION
fingerprint Optional	TO BE ADDED AFTER DISCUSSION move this offline and ask why the developer should care about it.
city Optional	The customer's city. Can be a City/District/Suburb/Town/Village. Format: Alphabetic and Whitespace, Length: 2-50 Example: New York
state Optional	The customer's state. Can be State/County/Province/Region. Format: Alphabetic and Whitespace, Length: 2-50 Example: NY
zip Optional	The customer's ZIP code. Format: Numeric and Hyphen, Max Length: 10 Example: `10469`, `10469-2345`
phone Optional	The customer's phone number. Format: Numeric, Length: 2-11 Example: 541754301
brand	Card brand ALLOWABLE VALUES TO BE ADDED AFTER DISCUSSION
last4digit	The last 4 digits of the customer's card number. Format: Numeric, Length: 4 Example: 5238
first6digit	The first 6 digits of the customer's card number. Format: Numeric, Length: 4 Example: 405238
country Optional	Customer's country. Format: Alphabetic, Length: 2-50 Example: US
avs_status Optional	TO BE ADDED AFTER DISCUSSION -> email
cvc_status Optional	TO BE ADDED AFTER DISCUSSION
address_check_passed Optional	TO BE ADDED AFTER DISCUSSION
zip_check_passed Optional	TO BE ADDED AFTER DISCUSSION
customer_id Optional	Customer's ID in the payarc system. Format: Alphabetic, Length: 2-50 Example: `MKNDnpVNAnVA4jxP`
created_at Optional	Creation timestamp in UNIX timestamp format: seconds since Jan 01 1970. (UTC). Example: `1715639493`
updated_at Optional	Last update timestamp in UNIX timestamp format: seconds since Jan 01 1970. (UTC). Example: `1715639493`